The magic of money
A January 2008 news broadcast in Washington showed video from a hidden camera of an animal rights group that revealed a shocking scene of ailing cows at a California slaughterhouse that provides meat for school lunches. The video was obtained after an undercover investigation that lasted for six weeks.
In the video, a sick cow is shown while being dragged by a chain. The cow was then rolled, poked, lifted, and prodded using a forklift.
The treatment of cows shown in the video is a form of abuse and should be prohibited especially since the meat from these cows is used for school lunches, a federally assisted meal program that promotes not only nutritionally balanced meals but also the fact that giving is good. Past findings indicated that Westland Meat Company, the identified slaughterhouse, has delivered beef to schools in 36 states. More than 100,000 schools and childcare facilities nationwide receive meat through the lunch program. The gravity of the event raised issues concerning health and animal abuse. People were quick to react on the thought of the kind of food used to feed the children. Giving is good, but if the act entails inhumane ways, it scores a big negative in the SPCA’s (Society for the Prevention of cruelty to Animals) list. The SPCA aims to increase awareness on the abuse of animals on a global scale, as well as to educate and encourage positive practices in pet parenting, and globally promote spay and neuter programs while keeping in mind the goal of eliminating the need to euthanize animals.
With the arrival of internet and the other services it has become easy for many people to carry out their operations with relatively higher amount of security. The same applies to the banks and their banking services the people can now apply for loans online and can the wide variety of benefits and services.
Taking a business loan can be a complicated affair, which is why it is always advisable to go in for the online business loans to avoid all the disturbances that can possibly arrive. With an online business loan the borrower can eliminate many constraints and avail many benefits such as:
• The online business loans are approved quicker than the loans applied for, in other ways. • The online business loans applied for keep the data of the borrower confidential. • There are many borrowers which are available online which provides a borrower with a number of options. • With so many creditors, the borrowers can get terms which suit them rather than the creditors. This includes terms such as the rate of interest, loan term, and monthly repayments. • People with bad credit history generally prefer the online creditors so that they can best deals as far as far as their loans as concerned.
Evaluating all this we can say that with online loans there is only one winner and that is the borrower.
Turning to the aspect for which the loans are taken. Online business loans have proved very useful in providing a base for a lot of businessmen, with the gamut of their features. The online business loans may be taken by the business man for the following reasons.
• An online business loan can be taken for starting a new business. • An online business loan can help a borrower in expanding his current business operations. This process may include buying new plots of lands or buying new assets. • Business loans help the businessmen who do their business on credit and therefore, can use loans as working capital. • Business loans can be used as the bridging loans as well catering many requirements. • These days many a people start getting into debts with small debts with business loans we can also use them as the pay day loans.
That is not all with the online business loans the borrowers have other benefits as well. The borrowers have an option of applying for the secured as well as unsecured loans. Along with many fringe benefits.
If business is your concerned area and you have no finances to go ahead with your operations then if you qualify the best option for anyone is that of online business loans.
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Tim Kelly is an expert in finance having completed his LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University. To Find Online business loans, Bad debt business loans, Secured business loans, Bad debt new business loans visit http://www.baddebtbusinessloans.co.uk |
Getting approval for a personal loan with a bad credit record and without offering any collateral seems to be impossible. But actually it is not so because a bad credit unsecured personal loan is a specially designed loan. It is offered to the people who have a poor credit record and unable to offer collateral. So it is like a blessing for these people as it advances them cash to fulfill their personal needs in an adverse time.
But the fact is that getting approval for a bad credit unsecured personal loan is not as easy as for other loans. Some lenders may not entertain your loan application. There are legitimate reasons behind it. A bad credit record means that you have already failed to repay some of your debts. So there is likelihood that you will fail again in future. This fact minimises your credibility as a borrower.
Except that you do not offer collateral for the bad credit unsecured personal loan. This also increases the risk of the lender to a greater degree. He has no guarantee to recover his money if you fail to repay the loan. So some of the prejudiced lenders will not be ready to offer a bad credit unsecured personal loan. But there are some other lenders who consider your present financial stability rather then the past record. They are not fussy about bad credit. Your circumstance demands such lenders.
So it is important to search out a lender who offers you the loan you are looking for. Fortunately such lenders are available among online lenders. So you can search them out rather easily through the Internet. Sitting in your house or at your office you can surf the Internet to find out the lender of your choice.
So it is important to search out a lender who offers you the loan you are looking for. Fortunately such lenders are available among online lenders. So you can search them out rather easily through the Internet. Sitting in your house or at your office you can surf the Internet to find out the lender of your choice.
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The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Shakespeare Finance as a finance specialist. For more information visit us http://www.online-unsecured-loans.co.uk |
Attitude. Let’s think about diet in general. The most basic attitudes are those expressed by the well-known statement, ‘Some people eat to live, and some live to eat.’
Eating is seen either as a means of self survival and a process that must be fulfilled in order to keep body and soul together, or eating is an exceptionally satisfying experience of the senses which must be indulged in at least 3 times a day and more often if possible, or eating is a necessary function of nature which is both pleasurable and functional and is therefore to be considered as part of our daily life and culture.
Depending upon your particular personal attitude, you will either follow the inclination to pay more mental attention to diet or you will prefer to remain in the present, but temporary, comfort of familiar tastes and habits, unconcerned as to your choice of food, its quality, good or bad, and its affect upon your health or your family’s.
If the sensory aspect of food is predominant then you will continue to eat and enjoy it with as little thought and consideration of the subject as possible. In fact you will find you will be more comfortable if you stop reading this article and resume what you were doing.
But ten to one you have found an interest in food has become focused because you realize it is not just sensory, but there are repercussions resulting from the type and quantity of food you eat. And in our affluent society the problem is more usually over indulgence rather than not enough food. In fact many people are so fat, yet instead of limiting their intake of food, are paying professionals to lose their weight for them! When there are people who are starving in other countries of the world we should never abuse our good fortune to replace our need with such greed.
If you can accept that in order to apply the natural rules for good health one must begin to consider that cutting down quantity is the first consideration, there is a chance that you will continue to read on.
Some Helpful Rules of Nutrition
1. The first discipline is to stop the habit in mid-stream. Cease reacting to habitual activity regarding your shopping for food and your preparation of food at mealtimes. This will bring about an opportunity for new interest in introducing new foods, re-thinking old habits, re-assessing what are necessities. Think about what you are purchasing and what you are eating. Decide to choose quality, not quantity.
2. We all know that our bodies require many vitamins, minerals, and natural substances to provide fuel for our physical and mental vitality; to build and maintain our body structure; and to sustain all the wonderful complexity of physiological function. We need lots of ingredients in the sense of a lot of variety in our food in order that our bodies have opportunity to select the ingredient they require.
3. Regarding balancing your selection of food, it is an interesting and reasonable premise that we must reduce the quantity of the foods we indulge in and eat most, because we like their tastes. Most nutritionists hear the common response to their advice to cut down on a particular food, for example, cheese – “Oh but I just love cheese!”
The other part of the discipline is to begin introducing the natural foods that we in the past have chosen to avoid. It is possible to apply this guideline to our advantage not only to increase our health and energy but in addition to extends our potential to enjoy a greater variety of food.
4. Quantity of food is often a problem in discipline. In developed countries, most of us eat far too much, so for some time we can reduce the quantity of our meals without losing any weight at all. The rule of one main meal a day may be different from our old habits, but will seem to be a luxury to those living in impoverished countries and circumstances. Try reducing your quantity as you improve the quality of your food.
5. Quality of food improves to the extent you stop and consider each purchase at the markets and to the extent that you can grow your own food organically, to complement the commercial supplies. What is the origin of the lettuce that your select, the fish, the fruits and nuts, the loin chops, the milk? There is nothing better than a variety of fresh vegetables, fruits, nuts, seeds and produce as nature offers. Manufacturing and processing foods is always to the detriment of their food value. In other words, we are not buying the best quality unless we remember that rule.
6. Fresh food contains the vital nutrients. Cooking of any kind will affect these elements so cooking should be reduced to a minimum and salads, fruit and fresh food increased. One should not use aluminum cookware. Stainless steel is best.
Once anyone begins to think before eating, one is halfway towards solving the problem of diet – that is, by becoming discriminating. We have to intelligently choose to build our bodies of the chosen material. We know that whatever we eat today, to a large extent determines our health tomorrow. This is surely the simplest and best health insurance we could have. It does not rely upon chance but upon natural laws, which we can learn to live by.
To undertake responsibility for your health and others demands skill and serious recognition of the importance of your role. It is likely that your work will continue for many years so it is best to seek ways to enjoy food and its preparation as an art form. It requires skill and ability from the purchasing of good quality fruit and vegetables to the presentation of food at mealtimes.
And it does not stop here, without a reminder of the need for good digestion and to take the traditional health advice of 32 chews to every mouthful of food. Not only will this improve your digestion but increase your enjoyment through happier taste buds.
So, improve your own health and that of the whole family by taking a serious interest in food that will lead to many benefits, not only in better health for all, but it may help you to conserve your dollars also.
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Michael Russell Your Independent guide to Nutrition |
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Researchers at the University of Warwick recently probed into the effects of receiving a promotion on a worker’s physical and psychological fitness. They questioned 1,000 workers who had been promoted to managerial or supervisory posts in the past five years on their health, their mental welfare and frequency of health service usage.
They found that the workers had a disturbing tendency to reduce their visits to doctors after climbing a step in the career ladder. This was not due to a sudden improvement in their health. In fact, the researchers, specialists in economics and psychology, believe that the promotion causes an increase in work-related tensions, which in turn increases the workers’ stress level. The newly promoted workers tend to neglect their health in favour of the increased responsibilities.
The data collected showed that there is generally a drop of 20% in visits to doctors after a promotion. Moreover, on an average, after the elevation in their workplace, the workers’ mental fitness deteriorates by as much as one-tenth. The higher stress level as well as anxiety due to an increased workload gives people lesser time to visit the doctor. Chris Boyce, one of the researchers, confirmed that the visits to doctors had clearly taken a back seat for the participants in the study, which was a worrying sign.
The researchers believe that this is concrete evidence to support their theory that after attaining a higher post, an individual’s mental health deteriorates, affecting them not only in the short-term but also in the long run.
To avoid the repercussions of a visit from HSE officials companies should bring themselves and their employees fully up-to-date with the latest H&S regulations. The iosh course is a highly reputable accredited course run by Workplace Law Training and is a good first step to improving your companies H&S culture.
Web based gambling sites are currently governed by means of 3 organisations. These are named the OSGA (the Offshore Gaming Association), IGC (Interactive Gaming Council) and finally the Fidelity Trust Gaming Association (the FTGA). online sport book betting
The Offshore Gaming Association is an independent “watchdog” institution which presently regulates the current offshore gambling industry, they endeavor to present sports gaming fanatics the ability to readily select trust-worthy websites to play games of destiny with. It labors to look after consumer’s rights, and in addition they don’t impose any yearly costs. The association is a well qualified and unprejudiced third party company who assert equitable opinions, based around customer feedback, nonpartisan scrutiny, discussions, inside advice and also offers industry information.
The Interactive Gaming Council are a nonprofit organization. The council was set up to furnish a forum for worried participants to talk about subjects also to progress common matters in the worldwide online betting business, in an effort to establish even handed not to mention answerable industry rules and procedures that strive to enhance end user certainty in online sports gaming products and benefits, and to aid as the sports betting trade’s extensive practise interpreter moreover the Interactive Gaming Council provides a data clearinghouse.
The IGC has built a reputation for honor, consistency and in addition sincerity through the exacting standards of integrity it displays, and its appeal to commercial enterprises of principled ethics. The Interactive Gaming Council monitors offshore betting via implementing a particular 10-point series of instructions and also charges gaming business concerns fees for publishing their logo. Dispirited clients may, should they need to, state any of their grievances to the IGC.
The Fidelity Trust Gaming Association was formed in order to present a standard to raise the procedures of computer accessible sports gambling business concerns. The council believe that through affiliating with partners of honorable standing, they can perfect a membership of the most fair and most efficient overseas gambling operations in the world at large. To sum up, there are organizations which work to regulate the behavior of on-line sports gambling and which should through time function to take the sting out of some of the misgivings held by a few bettors. Internet based sports gaming web sites are today completely harmless, due to the fact that individual details are not necessary and in addition the compensation not to mention the odds are exactly as uniform and honest as in a traditional Vegas-type stake. These websites wipe out traveling time, but keep the spirit of a Vegas-style betting site, however today you are able to play in your own home.
graduation cap and gown
Everyone is aiming for higher education and this is becoming a popular trend, with the various upcoming courses and easier means of acquiring this education. Such means are like taking online courses besides the conventional ones. With all this evolution in the academic world, one thing still remains a tradition; wearing the graduation cap and gown. After along journey, struggles and determination, one puts on the gown and cap on graduation day. This trend was adapted from the Cambridge and oxford students as well as the clerics in the early days.
Through the earlier times, the color of the graduation cap and gown worn by the undergraduates represented the discipline of study just as today the yoke on the gown has different colors used to represent the area of study. The cap is a very essential piece of the attire and the most intriguing as well. Also known as the mortarboard, trencher, square and hat, the caps come with a flat surface, and a tassel hanging to its side. The graduation cap and gown have different colors depending on the institution and the tassel. The shape of the cap can change as well depending on the level of education awarded; PhD holders have a different color, size and shape as compared to the Master and bachelor holders. When seeks information on the origin of the caps and gown, it becomes very interesting to learn that the tradition was started many centuries ago.
GraduationSource, a leader in graduation regalia products since 1960.
Although there are significant differences among the various types of online communication, there all have one critical thing in common – they’re read off a screen. There are substantial benefits, too, in that while your message is on someone’s screen usually it has their undivided attention. You are genuinely “one-to-one” with them and that’s something you must respect – you are literally “in their face” and encroaching on very personal territory. The bad news about online communications is that your message can be “disappeared” faster from a screen than with any other medium.
There are a few more stark facts about online communications that significantly influence how your message is received. One, according to the world-acclaimed web expert Dr Jakob Nielsen, is that 79% of online readers don’t read – they scan. That’s a little like the way people browse through brochures. What it means is that your message must be delivered in a way that allows key points – and benefits, of course – to be picked up at the same speed as readers scroll and scan.
Secondly, Dr Nielsen has also calculated that when people read from a screen they do so at a rate 25% slower than they read print on a paper page. That’s because, despite high-resolution screens and all the other technological wizardry, on-screen text is harder to read. For this reason your messages have to be very much more concise than they do for printed media – some experts say screen text should be just half the length of its paper equivalent. In my view, therefore, there are two very important things you have to remember if you’re going to get the best out of online text.
Firstly, go with the flow of the physical restrictions and write so you minimize their effect. Also, create your text so it works well for scanners (human scanners that is) by highlighting key points in bold – not italics or underline because people think those are links. That way people get the gist of your message while scrolling, although of course they will stop and read more carefully when an emboldened section really does catch their eye.
Secondly, bear in mind that even in its short little life the internet has already started to put its early folklore on a nostalgic pedestal and this plays a key role in determining what works online now. Having begun its days as an electronic kaffée klatch for individual tekkies the net has developed a very personal informality and straight-talking ethos that, miraculously, is being preserved and perpetuated with considerable success. And that’s all the more astounding when you consider the vast commercialism that’s replaced the early net’s endearing woolly-sweater-and-sandals innocence, navety and honesty.
Never mind, though. There are other good reasons why brief, straight, plain – even blunt – speaking is a sensible style to maximize the success of your online text. Obviously it helps overcome the physical restrictions (see above) and also works well in such a personal, one-to-one medium that is, literally, in your face.
Today you only have to think how emotional people get over the issue of receiving “spam,” to understand just how firmly the PC or PDA or other forms of electronic screens have established themselves as part of their users’ personal space. “You don’t just use a computer,” my late mother used to shout when she came by my office to see if I was still breathing, “you wear it.”
Well, although I don’t exactly read it a story and kiss it goodnight I’m bound to feel pretty close to my computer (and the messages it displays) especially as I often spend more hours a day with it than I do with my family. The moral? When you’re writing online text, in fact online anything, respect the close relationship people have with their screens. Knock before entering, then be the perfect guest. Be direct, don’t waste their time, but remember to say please and thank you. Then leave before you’ve worn out your welcome. That’s the way to ensure not only that you make a good impression, but also that you’ll get invited back.
E-mails
The one huge problem nobody seems to have solved yet, as I see it, is how to handle the vast amount of e-mails that most of us receive every day. Even I, as a humble one-person-band little business employing no-one other than myself and my two rescued dogs who spend most of the day asleep under the desks in my office, receive between 50 and 100 e-mails per weekday. Some clients of mine receive double that. No doubt busy business people I don’t know receive even more. How do you prioritize those? How do you decide which ones to read now, which ones to read later, and which ones not to read but to dump?
Ah, ah, I hear you say, what’s that got to do with writing? Let me tell you. If you’re writing a personal e-mail to a friend there’s no problem, particularly as you’re more likely to send it to their personal e-mail address than their business addy. But what about business e-mails that you want the recipient to take notice of? How do you make the best of the medium when your e-mail is likely to be surrounded by at least 49 others all shouting for the same person’s attention?
In the earlier days of the internet, if you were smart and could write a snappy short phrase you could attract attention in the subject line, perhaps including the words “relax, this is not spam.” Now though, the spammers have cottoned on to that one and if you see a subject line in your e-mailbox saying “not spam” it almost certainly is – to the extent that this is the first thing looked for by most of the spam filters you can get.
Spam filters will also choke out all the obvious spammy words like “free” and “opportunity” and “give away.” And you can’t be believed if you write something really homely and innocent sounding like “message from your cousin Marianne” because that’s what all the porno spammers do. So what’s the answer?
Or, so what’s the problem? If the recipient of your e-mail is likely to know you and knows that what you have to say is usually interesting, they’ll open it and probably sooner rather than later. It’s when they think your message is not likely to be of use, relevance or interest to them; that’s when you’re relegated to the delete tab.
So what’s the most efficient way of ensuring people open your e-mails? You have to be interesting. That’s what’s in it for them, and their previous experience of your being interesting provides them with the incentive to read your new e-mail.
It’s also a good idea to confirm the fact that you’re interesting by getting over “what’s in it for you” in the first few lines of the text. If you don’t readers are often tempted to move on without going further, especially if they have 27 other e-mails to read. However here we risk straying into pure online marketing areas and once again, there is an impressive selection of reading matter available that goes into chapter and verse about that. But I do want to emphasize this point about being interesting.
Whereas the e-mail marketers might be agonising over how to write subject lines that get through the filters and get people to open the e-mail, a fair few of them may be missing the point that it’s not the subject line that matters so much as the name of the sender. If the recipient doesn’t know the sender it doesn’t matter how cuddly the subject line is, they won’t open the e-mail for fear of being sold some ugly garden furniture or pornography or even a virus. If they do know the sender but also know that he/she/they never have anything interesting to offer, they won’t open that e-mail either.
Do I hear the ringing of bells in terms of the quality of message? In online communication probably more than any other kind we have a tendency to forget that all the electronic gizmos are just enabling devices, and that at the end of the day the only thing that really matters is the message, not the means of delivering it. If the recipients of your e-mails know that you usually communicate interesting messages with something worthwhile in it for them, they’ll open yours even if the subject line is “more boring BS from Bobby.”
Text messages
As we progress further down the route of wireless, mobile communications, happily the boffins are busy finding ways to increase the screen sizes so we can use slightly less strangled abbreviations on the screens. But text-based comms for marketing are probably the most miniaturized challenge for copywriters since the old subliminal advertising scandals of the 1950s and 1960s. (They had to keep the messages short and powerful then too.)
If you’re tempted to use texting for marketing purposes, do please consult a professional, and a professional copywriter, not a professional telecommunications guru. Despite only working in half words and soundalikes, text ads are difficult to get right, because of the fact that there is so little to play with and so little room for manoeuvre.
Websites
This is the Big One. This is the topic that has given birth to more experts than there are websites, and that runs into the muchomillons. Everyone you meet has their very own views on what makes the perfect site and that varies from the all-singing, all-dancing variety that looks great on a fearfully expensive turbo-charged computer but takes ages to load into most people’s cooking PCs … to the belts-and-braces merchant who believes a website should load faster than he can sneeze and has to give him all the info he needs within the first three bullet points. Are they all wrong, or are they all right?
At the risk of sounding boring and repetitive, once again the answer lies in researching your audience. The bad news, though, is that very often websites have to do not one but several jobs to do for not one but several audiences. Unlike offline print media whose audiences tend to be easier to define, many websites are expected to work as advertizements, brochures, catalogues, shops, customer service centres and technical support bureaux all rolled into one.
This does not make life any easier for those of us who work at creating and writing websites. And although we all have our pet theories there is no single, simple answer to the question “how do you make a website that works as powerfully for audience Z as it does for audience A?”
Probably the most sensible way to define and manage the variants of your site’s audience is to split it into two broad groups – new visitors and re-visitors – and ensure that home/landing pages give a clear, simple direction for either group to follow. In the early stages of a website that’s probably as much as you can do, but there are ways in which online audiences can be researched and website traffic tracked which will give you clear indications of how to develop the site in the future. However that’s something you should discuss with specialist internet and e-commerce experts – it’s not a writing issue.
It helps to compare your website with an offline business or other organization, even down to size and proportion – from small boutique to huge department store. At the small end it’s obviously much easier to map a site using common sense. At the large end common sense works too, if you take the analogy to the limit. When planning a commercial or otherwise interactive website think of an offline equivalent that works well for its customers or users, and translate its key good points for online use. The sort of offline equivalents you might use for the analogy are:
Shopping mall or department store
Large public library or government department
Bank, insurance bureau, travel agency, real estate agency
Bookshop, giftshop, etc
If your website is not a trading site as such but is to act more as an online showcase, then think your way through your organization’s most successful capabilities overview presentation. If the approach and content work face-to-face, they’re likely to work on a website too.
Of course you can’t control the order of presentation on the site in as disciplined a way as you can live. But if you invite site visitors to look at your credentials in a logical and appealing (to them) order, there’s a good chance many of them will follow your suggestions and not necessarily jump about in non-linear grasshopper fashion. That’s especially true if your content holds their attention equally well at each stage of the progression – there’s nothing like sudden boredom to make grasshoppers take a huge sideways leap.
Many internet purists are going to shout abuse at me for comparing websites with offline media, saying that online comms are completely different. But please hush for a moment, folks, while I explain further. I do not advocate trying to squash and squeeze offline material into online manifestations like podgy feet being squelched into shoes 3 sizes too small.
What I advocate is to use the logic from an offline application if you know it works well with people, because the people who look at your organization’s website are people – and what’s more, it’s likely they’re from the same or similar audiences as those of your offline comms.
If you know that the thought process behind your offline business communication works very well, why on earth should you consider rethinking your whole strategy and taking a completely different approach for the website? Remember that old line, “if it ain’t broke, don’t fix it?” In the same way, if a strategy works and you can’t foresee any reason why it should stop working in the near future then don’t change it. People are people wherever and however they receive your message.
Obviously the way you implement the logic, and what you hang off it in terms of text and other written material, yes, all that will be different online. Websites involve many considerations which do not enter into the offline picture – for example, writing text with one eye on Search Engine Optimization, which is a specialized discipline in itself.
Another very important consideration is for the writer to work very closely with the technical developers and maintainers of a website, because what and how you write is very closely linked with the way the site is structured and how visitors use it. All in all, if you’re undertaking anything other than a fairly simple and uncomplicated website it’s safer and more effective to use professional specialists all round, writers included.
But do not let anyone try to persuade you that creating a website requires you to undergo a brain transplant. By all means show respect for the technical expertise required to make a good website work well, but equally be aware that at the end of the day all that really matters is how well your website helps you communicate with your audience, not how to calculate the square root of its exponential gigafactor.
Okay, so now we’ve got the logic right, what do we say? Let’s look at some key issues connected specifically with websites.
Obviously you need to create a skeleton structure first of all, and usually that needs to be done in close cahoots with the web designer. The primary objective when putting together the skeleton structure is to make the site work as well as possible for visitors and not, as some designers would have you believe, how many fancy animations and galloping gargoyles can be incorporated and to hell with how long they take to load on old systems using dialup access.
Please don’t forget that some people – your customers, perhaps – are still using dial-up access and not only can that be expensive (in the UK at least) but also it’s slow and often dependent on the foibles and vagaries of ordinary telephone lines. Assuming that many countries will continue to depend on dialup access for some years to come, slow-loading websites are not going to be very successful in markets outside of the mainstream industrialized nations.
That’s one of the reasons why I believe simple, uncluttered websites work far better. Another of those reasons is because I think they’re stronger and more effective anyway!
As for the text itself, shorter is sweeter. I normally set about both my offline and online work with hedge clippers several times before I submit it to clients and/or for publication, and when I wrote the text for my own website I took an axe to it over and over again before I was happy. As I’ve said earlier, it’s as hard if not harder to write concisely than it is to waffle on, so writing text for websites is no picnic.
One useful tip, though, is to write down your thoughts in as much detail as you want, and then ask yourself “okay, now what is it that I’m really trying to say?” Often you’ll find that you come up with a vastly simplified, shortened version of all those words and you can express your thoughts in a fraction of the space.
A good example of this happened years ago when I co-wrote a book about jewellery with Antwerp-based gemmologist Norbert Streep and we agonized for weeks over a suitable title. At the end of our fourth or fifth brainstorming session I said to Norbert, “how have we been referring to it all this time?”
“As the Jewellery Book,” replied Norbert.
“Then that’s our title,” I said, and it was, too. The publishers loved it.
As with all online text, short, straight, simple and to the point is preferable for any form of website text, even if there is pressure from elsewhere to write it in the “corporate voice.” If you do get pressurized it’s worth reminding the pressurizer that no matter how big and important the corporation is, its website gets stuck straight into the faces of visitors via their screens and with that level of physical intimacy we really do have to speak to them as one human being to another.
Business website-speak should be as natural and informal as the way you would speak to someone across a table in a meeting – not as informal as chit-chat over a beer at the golf club, but certainly not as pompous and stuffy as the Chairman’s Statement in the Annual Report and Accounts. And now if the pressurizer asks “why” you can say, because that’s how the culture of the internet has developed since the 1980s and if we go against the grain, we are unlikely to maximize our online business opportunities. (That one works especially well with Financial VPs/Directors – remember to squint meaningfully at them while saying the words.)
One thing I must point out here is that although your website should be written in a way that’s crisp, short and to the point, this does not mean that you should keep the range and variety of information to a minimum. On the contrary; one of the beauties of a website is that it can offer a great deal of information to visitors who want to read it all, but unlike with a brochure, if site visitors don’t want the lengthy detail it stays tucked tidily out of sight and out of their way.
In people’s understandable efforts to keep websites short and sweet they sometimes avoid including background information, archived material, back issues, related articles, etc. Yet some visitors are likely to find that stuff quite useful. And apart from the relatively small cost consideration of website size, there’s no need to exclude such material – all you have to do is make sure it’s sectioned off in an appropriate part of the site.
Anyway, a great many excellent books and other publications on how to create a good website exist at the time I’m writing this. In the main their advice will be excellent, but do please remember to see the wood from the trees. In the gushing welter of information you’ll find about the subject you, in your role as writer, must keep your eyes focused on your audience, “what’s in it for them,” and how to communicate “what’s in it for them” via the most direct and effective route.

Canadian-born Suzan St Maur is an international business writer and author based in the United Kingdom. In addition to her consultancy work for clients in Europe, the USA, Canada and Australia, she contributes articles to more than 150 business websites and publications worldwide, and has written twelve published books on business writing, marketing, publishing and humor. Check out all her current books here.
To subscribe to her free biweekly business writing tips eZine, TIPZ from SUZE, click here.
(c) Suzan St Maur 2003 – 2005
Homeowners generally meet their financial demands through secured personal loans. Lucrative features like low rate of interest, big loan amount, longer repayment periods are associated with secured personal loans. For getting secured personal loans, lenders demand collateral as security.
Borrowers can put their property as collateral like home, land, etc. Lenders take collateral for the purpose of minimizing the risk involved in secured personal loans. In case of defaults in repayment, lenders may repossess borrower’s property.
The collateral offered by the lenders decides the loan amount. The property kept as collateral is evaluated and on that basis loan amount is fixed. Borrowers who possess a good credit score as well a good financial strength can avail a big amount.
Borrowers get a longer repayment period and this helps borrowers in repaying loan amount easily. Interest rate is a crucial factor for any type of loans. All borrowers look for low interest rate. Secured personal loans offer loans at low rate of interest.
Borrowers having bad financial condition or borrowers having bad credit record can also avail secured personal loans. Since, lenders in case of secured personal loans can repossess the property in situation like defaults in repayment; lenders offer such loans without much risk.
Secured personal loans are multipurpose loans so it can be used for many purposes like home improvement, debt consolidation, purchasing a new car, children’s education, purchasing holiday package, etc.
Borrowers are advised to calculate the loan amount before going for secured personal loans. Prior calculation helps the borrowers in taking the loan as per their requirement. This practice also helps borrowers in repaying the loan amount in time.
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About The Author: The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Chance4Finance as a finance specialist. For more information please visit: http://www.chance4finance.co.uk |
So, you decided to host your domain or website on the World Wide Web. Good, do you know how to decide on the best web-hosting package? Let me help you with a few guiding points to make a good and informed decision. There are a great number of factors in choosing and I am going to describe each very briefly:
1.Reliability of the server and Uptime
2.Traffic Transfer or Bandwidth
3.Disk or storage space
4.Technical or service support
5.Add-ons capacity
Reliability of the servers and Uptime: The servers of the web host should be reliable and should have a continuous uptime of a minimum 99.5%. The server reliability translates into the availability of your website on the net. If someone tries to access your site and they get ’server not found’ message too many times, they will shift their business elsewhere. A good web host will guarantee 99.8% uptime round the clock 7 days a week.
Traffic Transfer or Bandwidth: Traffic transfer or bandwidth refers to the capacity of the web host to accommodate simultaneous access to your website. This is measured by the bytes number (amount) transferred by your site when web surfers access your site on the web. All web hosts will charge for this service and there is no such thing as ‘limitless bandwidth’. It is good if you can find out the details before hand so as to avoid bad surprises with high bills for data transfer. A simple website will be comfortable with about 50 GB to 100GB.
Disk or storage space: As important as the traffic transfer size, is the disk or storage space. Similarly, you should look out for a minimum 200 MB. Many web hosts will and can offer you larger disk / storage spaces, which is absolutely fine. However, keep in mind that even if you are a totally professional site you may not need more than 5000 MB. So, a realistic move is to aim at 200- 1000 MB as disk/storage space.
Technical support: Look for history of the web host and find out their approach and time of rectification of different problems that can crop up with the server and sites. All web hosting entities will assure you of round-the-clock service seven-days-a-week. However, very few really function this way. It is very important to have a good service support so as to have an interrupted access to your site. Be careful of free services and false assurances in this field as it can destroy your business with lack of proper support.
Add-ons capacity: You should be able, unless you prefer otherwise, to add, update, and delete things in your website yourself. The most normal of these things would be managing your email, passwords and creating different accounts. There are more advanced features with the control panel of the host, which could allow you to add or delete extra items on your website directly. You should find out the amount of liberty your host can extend to you.
In case you are planning to run a business complete with financial transactions, order forms, you will need additional services like secure server for credit card encrypting and the like.
Other plus points are email auto-responders, mail forward, re-routing, and multiple accesses. This would ensure that your negotiations cover all bases.
Michael S. Lee is the webmaster of www.CompareWebHostings.com, A guide on web hosting such as what to choose, how to choose and where to buy.